Loans
Auto Loans - Model Year 2023 and Newer
For purchasing or refinancing at other financial institutions
100% Financing available, terms from 12-84 months (NEW TERM)
Auto Loans - Model Year 2019 - 2022
For purchasing or refinancing at other financial institutions
100% Financing available, terms from 12-60 months
Auto Loans - Model Year 2018 and Older
For purchasing only
100% Financing available, maximum term 36 months
Home Equity Line of Credit
For Connecticut, owner-occupied properties only.
No closing costs or application fees. Lines from $10,000 - $100,000. Rate is variable, set on the 1st day of each new quarter.
Rate will be the 13 Week T-Bill on the 1st day of the preceding month of each new quarter plus a margin of 3.50% rounded to the
nearest .05%. Lifetime cap of 6%. 15 and 20 year terms available, both with a 5 year draw period.
Fixed Rate Home Equity Loan
For Connecticut, owner-occupied properties only.
No closing costs or application fees. Loan amounts from $10,000 - $100,000. Rates are fixed for the term of the loan. Currently offering 5 year term only.
Personal Loans
Unsecured
Maximum loan amount $7,500. 12 – 48 month terms available.
Co-Signed Loans
Other than spouse
Maximum loan amount $7,500. 12-48 month terms available
Consolidation Loans
Checks made payable to creditors only
Maximum loan amount $10,000. 12-60 month terms available
Share Draft/Checking Line of Credit
Overdraft Protection – Variable Rate
Maximum Credit line of $5,000. Rate will be set the 1st day of each new quarter. Rate will be the Prime Rate on the 1st day of
each month preceding each new quarter plus a margin of 6.50%. Minimum monthly payment will be 3% of the balance at months end.
Shares/Savings Pledged Loan
Maximum loan amount of $100,000. Rate will be 2% above the dividend rate on shares in effect at the time of the loan. Minimum monthly payment of $70. Shares will be frozen up to the balance of the loan until paid in full.
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