Loans


Auto Loans - Model Year 2023 and Newer

For purchasing or refinancing at other financial institutions
100% Financing available, terms from 12-84 months (NEW TERM)

Auto Loans - Model Year 2019 - 2022

For purchasing or refinancing at other financial institutions
100% Financing available, terms from 12-60 months

Auto Loans - Model Year 2018 and Older

For purchasing only
100% Financing available, maximum term 36 months

Home Equity Line of Credit

For Connecticut, owner-occupied properties only.
No closing costs or application fees. Lines from $10,000 - $100,000. Rate is variable, set on the 1st day of each new quarter. Rate will be the 13 Week T-Bill on the 1st day of the preceding month of each new quarter plus a margin of 3.50% rounded to the nearest .05%. Lifetime cap of 6%. 15 and 20 year terms available, both with a 5 year draw period.

Fixed Rate Home Equity Loan

For Connecticut, owner-occupied properties only.
No closing costs or application fees. Loan amounts from $10,000 - $100,000. Rates are fixed for the term of the loan. Currently offering 5 year term only.

Personal Loans

Unsecured
Maximum loan amount $7,500. 12 – 48 month terms available.

Co-Signed Loans

Other than spouse
Maximum loan amount $7,500. 12-48 month terms available

Consolidation Loans

Checks made payable to creditors only
Maximum loan amount $10,000. 12-60 month terms available

Share Draft/Checking Line of Credit

Overdraft Protection – Variable Rate
Maximum Credit line of $5,000. Rate will be set the 1st day of each new quarter. Rate will be the Prime Rate on the 1st day of each month preceding each new quarter plus a margin of 6.50%. Minimum monthly payment will be 3% of the balance at months end.

Shares/Savings Pledged Loan

Maximum loan amount of $100,000.  Rate will be 2% above the dividend rate on shares in effect at the time of the loan.  Minimum monthly payment of $70.  Shares will be frozen up to the balance of the loan until paid in full.




specials

St. Vincent's FCU Home Equity Specials

Check out our latest Loan and Home Equity Specials today!

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Your savings federally insured to $250,000 by by NCUA, a U.S. Government Agency.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.