Fee Schedule
Revised February 24, 2023
Savings/Club/Share Accounts
Excessive Withdrawal Fee
$3.00 for each withdrawal after 3 in a month
Holiday Club Early Withdrawal
$25.00 if withdrawal made prior to distribution date
Returned Deposit Item
$20.00 per item
Transfer/Balance Inquiry
$2.00 per occurrence (Free on Audio System/Home Banking/In person)
Checking/Share Draft Accounts
NSF Transfer Fee
$10.00 per occurence
NSF Return Fee
$35.00 per occurence
Stop Payment Fee
$15.00 per item/request, plus $20.00 if item presented for payment
Check Printing Fee
Prices vary depending on style
Monthly Service Fee
$6.00 per month without direct deposit of net pay or if the minimum balance of $250.00 at all times is not met
Copy of cleared check/draft
$3.00 per item if not printed from Home Banking
Returned Deposit Item
$20.00 per item
Transfer/Balance Inquiry
$2.00 per occurrence (Free on Audio System/Home Banking/In person)
ATM/Debit Cards
ATM Withdrawals at foreign machines
$1.00 per transaction**
POS Transactions
$0.25 per transaction**
PIN Reminder
$5.00 per occurrence
Replacement Card and PIN
$15.00
Rush Order of Card and/or PIN
$50.00 additional
Ship to Alternate Address (other than address on account)
$10.00
**Fees waived for cardholders with direct deposit of net pay
Automated Clearing House (EFT’S)
NSF Transfer Fee
$10.00 per item
NSF Return Fee
$35.00 per occurence
Stop Payment Fee
$15.00 per item/request plus $20.00 if presented for payment
Other Service Fees (applicable to all accounts)
Inactive Account fee for accounts with combined balances less than $100.00 and no financial activity for 12 months
$5.00 per month
Paper Statement Fee (Members under 18 years old and over 65 years old are excluded)
$3.00 per month (Effective March 31, 2023)
Account Reconciliation Fee
$20.00 per hour
Account Research Fee
$20.00 per hour
Statement Copy Fee
$3.00 per month if not printed from Home Banking
Returned Deposit Item
$20.00 per item
Wire Transfer (incoming)
$10.00 per transfer
Wire Transfer (outgoing)
$25.00 per transfer
International Wire Transfer (incoming)
$20.00 per transfer
International Wire Transfer (outgoing)
$40.00 per transfer
Money Order Fee
$2.00 per money order
Account Closed Within the First 3 Months
$25.00
Garnishment/Levy
$50.00 per occurence
Returned Mail/Bad Address
$10.00 per occurence
Duplicate Release of Lien or Title
$25.00 per occurence
GAP Insurance Policy (Auto Loans)
$350.00
Real Estate Loan Payoff Processing Fee
$50.00 per loan
Credit Union Membership
Membership Share
$25.00 par value
member benefits
- The Best Deals In Town
- Personal Customer Service
- Dedication to your Success