Loan Rates and Products

Changes to auto loan rates effective as of July 1, 2017 (Subject to change without notice)


NEW AUTO (MODEL YEAR 2016 AND NEWER)

100% FINANCING AVAILABLE
Purchase or refinance from other financial Institutions only for the rates listed below


MONTHS RATE
12-24
36
48
60
72
as low as 2.49%*
as low as 2.49%*
as low as 2.49%*
as low as 2.49%*
as low as 3.49%*

Minimum loan amount $25,000 for 72 month term


USED AUTO (MODEL YEAR 2012-2015)

MONTHS RATE
12-24
36
48
60
as low as 2.49%*
as low as 2.49%*
as low as 2.49%*
as low as 2.49%*

Minimum loan amount $15,000 for 60 month term


OLDER USED AUTOS-MODEL YEAR 2011 AND OLDER

Up to 36 months maximum 7.99%*


HOME EQUITY LINE OF CREDIT-VARIABLE RATE MAXIMUM LOAN TO VALUE 80%

Connecticut, owner occupied properties only. Loan amounts $10,000-$100,000. Rate will be variable and will be determined by credit score.

15 or 20 year terms available. Rates as low as 4.45%* APR


HOME EQUITY/SECOND MORTGAGE-FIXED RATE- MAXIMUM LOAN TO VALUE 80%

Connecticut, owner occupied properties only. Loan amounts $10,000-$100,000. Rate will be fixed for term of loan.


MONTHS RATE
60
120
180
as low as 4.75%*
as low as 5.25%*
as low as 5.95%*

***NO APPLICATION FEES OR CLOSING COSTS***


SHARES PLEDGED LOANS—MAXIMUM $100,000

Shares will be frozen up to the balance of the loan until paid in full. Minimum monthly payment of $70.00.


MONTHS RATE
12 to 60 as low as 2.10%*

***********PERSONAL LOAN SEPCIALS****************

Borrow up to $5,000 for 12 months as low as 7.99%*

Borrow up to $10,000 for 24 months as low as 8.99%*


CONSOLIDATION LOAN $10,000 MAXIMUM

Checks will be made payable to creditors only

MONTHS RATE
12-36
48-60
as low as 10.10%*
as low as 10.60%*

PERSONAL LOANS-UNSECURED

maximum loan amount $7500

MONTHS RATE
12-24
36
48
as low as 10.59%*
as low as 11.59%*
as low as 12.59%*

PERSONAL-COSIGNED - OTHER THAN SPOUSE MAXIMUM $10,000

Rate will be as listed above for Personal Loans for the Respective terms.


CHECKING LINE OF CREDIT

OVERDRAFT PROTECTION—VARIABLE RATE

Maximum credit line of $5,000. Rate will be variable, set quarterly and be determined by credit score.


Term Varies as low as 10.50%*


* = Actual rate will be determined by credit score. The above rates include a 0.50% discount with a SVMCFCU open checking account.




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Your savings federally insured to $250,000 by by NCUA, a U.S. Government Agency.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.