With Direct Deposit of your net paycheck into your Credit Union Account, you get:

  • Free checking – no monthly service fee or per check fee
  • Free ATM/Debit Card – no annual fee or usage fee charged by the Credit Union
  • Free 24 hour audio System – ONCALL24
  • Free Home Banking with Free check imaging – Home Banking
  • Free Mobile App with free Mobile Check Deposit
  • Free Bill Payer Program through your Home Banking Account
  • Free E-Statement
  • First 40 checks free
  • Free access to the Allpoint ATM Network – over 55,000 free ATM’s available

Accounts without Direct Deposit of their net paycheck will be subject to the following:

  • $6.00 monthly service fee if balance falls below $250 at any time during the month
  • $1.00 fee per ATM withdrawal (SVMCFCU owned machine is free)
  • $0.25 fee per POS ATM/Debit Card transactions


St. Vincent's FCU Home Equity Specials

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Your savings federally insured to $250,000 by by NCUA, a U.S. Government Agency.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.