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Signature Loans
Debt Consolidation Loans
Secured Loans
New & Used Vehicle Loans
Line of Credit Loans
Student Loans
Tuition Loans
Share Secured Loans
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Home Equity Line of Credit
Fixed Rate Home Equity Loans
**
No penalties for pre-payment of loans
(Exception applies for home equity line of
credit) **
**
Credit Life, Joint Life, and Temporary
Disability insurance available on loans (restrictions apply) **
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Rates
in effect as of July 1, 2005
(Subject
to change without notice)
Auto
Loans - 100% Financing available.
Rates are for purchases and refinances from other
financial institutions only.
NEW
AUTO-MODEL YEAR 2004 AND NEWER
Months
12/24
5.00%
36
5.25%
48
5.50%
60
6.50%
72
7.00% (minimum loan amount $25,000)
USED
AUTO-MODEL YEAR 2000-2003
Months
12/24
6.00%
36
6.25%
48
6.50%
60
7.00% (minimum loan amount $15,000)
OLDER
USED AUTO-MODEL YEAR 1999 and OLDER
Months
Up to
36
8.99% (maximum)
Home
Equity - Connecticut owner occupied
properties only. Loan amounts
$10,000-$100,000. Rate will be variable, set
on the first day of each new quarter. Rate
will be the 13 week T-Bill on the 1st day of the
month preceding each new quarter plus a margin of
3.50% rounded to the nearest .05%. 6% lifetime
cap. 15 or 20 year terms available, both with
5 year draw period. Loan to value 90% maximum. SECOND
MORTGAGE FIXED RATE Months 60
5.50% 120
6.25% 180
7.00% ***
NO APPLICATION FEES OR CLOSING COSTS *** ***
FOR REAL ESTATE LOANS LISTED ABOVE
***
CONSOLIDATION
LOAN $10,000 MAXIMUM
Months
12/36
9.50%
48/60
10.00%
***
Checks will be made payable to creditors only
***
PERSONAL
LOANS-UNSECURED $7,500 MAXIMUM
Months
12/24
9.99%
36
10.99%
48
11.99%
60
12.99%
 
This
credit union is federally insured by the National
Credit Union Administration. Accounts and
shares of members are insured by the Administration
to the maximum of $100,000 for each member or
shareholder.
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